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Why You Shouldn’t Obsess Over Mortgage Rates
When most people start shopping for a mortgage, the first thing they do is look for the lowest interest rate they can find. And that can get them into trouble. A low interest rate can save you money,...
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Are We in a Seller’s Housing Market Already?
The housing market has been improving significantly on a national level for about a year now, and with prices rising and interest rates extremely low, many buyers may think it’s a very good time to...
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Fewer Refinancers Interested in Shortening Loan Terms
Refinancing a mortgage has become a popular option for current homeowners in the last year or so, as rates have held steady at well below 4 percent for some time. However, new data show that in...
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New Legislature Key to Drop in Foreclosure Starts
The new year saw a substantial improvement to the country’s housing market, as the number of foreclosure starts nationwide dipped markedly from a month and year earlier. More than 150,000 filings were...
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19 Confusing Mortgage Terms Deciphered
If you have ever tried to get or refinance a mortgage, you may have felt like you were in a foreign language class: some of the words seem familiar but you aren’t sure you know exactly what they mean....
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Most Major American Cities Seeing Higher Home Prices
Nationwide, the values of existing properties have been on the rise for some time. That trend was reflected in data for the final three months of 2012, which showed that a larger number of cities saw...
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The First Thing to Do Before Buying a Home
Home prices in most parts of the country are just about as affordable as they are likely to get, and mortgage rates remain super low. Together, those factors mean that many people are thinking about...
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Should the Government Get Out of the Mortgage Industry?
In recent years, even as the housing market has made significant strides to get out of the doldrums experienced immediately following the bubble burst, there has been significant discussion about...
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Americans Feeling Good About Housing Market Growth
There have been significant improvements throughout the national housing market over the last year and that in turn has led many Americans to start feeling better about its chances for continued...
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The Quick Formula to Determine Your House Payment
As you shop for a house and consider taking out a mortgage, determining your house payment can no doubt be a time-consuming process — running calculations, getting updated payment scenarios from your...
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Major Banks Cut Mortgage Debt for Troubled Borrowers
Millions of homeowners across the country faced financial difficulties during the economic downturn, and as a result had trouble paying their mortgages. But because a number of major banks seriously...
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Home Values See Biggest Jump in Years
The value of properties across the country has been on the rise for more than a year, and that trend continued in the first month of 2013. The average value of homes nationwide ticked up slightly...
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How to Reduce Your Mortgage Insurance Payment
Mortgage insurance is the dreaded premium on a mortgage payment that consumers hate, and for good reason. It makes the cost of homeownership rise over time, benefiting one group: The investor that owns...
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Tight Credit Restricts Housing Market
In the wake of the recent recession, many banks significantly reined in the availability of credit to protect themselves from the wave of defaults that were plaguing consumers and businesses...
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Millennials Expected to Dominate Housing Market by 2020
Though the housing market has made significant strides over the last year or so, many experts believe it will continue to improve in the short term. However, new data also shows that it could continue...
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What I Learned From Buying a Short Sale Home
One Saturday morning, my husband and I shadowed our inspection agent as he scrutinized the 4-bedroom house we’d bid on several weeks before. I scribbled furiously in a notebook as we came upon a dead...
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Military Families Victimized by Wrongful Foreclosure
While millions of Americans were affected by the robo-signing scandal that resulted in massive amounts of improper foreclosures over the last several years, it seems that a number of those victims were...
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Home Prices Up 10% Year Over Year
While home price gains in the last year or more have been significant, new data shows just how appreciable those gains have been, and also that they could continue to rise in the near future. At the...
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Is 2013 the Right Time to Buy a House?
Have you noticed it yet? The growing murmur out there, getting louder every week, bubbling up in newspapers, on TV, and on news sites, and it’s telling you … to buy a house in 2013. OK, maybe that’s a...
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With Prices Up, Spring Homebuying Season Looks Promising
The U.S. housing market has been improving considerably during the past 12 months and that continued into February, prompting some experts to project even larger gains as the spring buying season...
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